IGNOU MS-100 (FM) Project – Financial Performance of Selected Public Sector and Private Sector Banks with Reference to SBI and HDFC Bank

Indian banking sector is one part of the changing business paradigms across the globe. The sector is passing through from an era of high competition, regulatory changes and slow growth of Indian economy, which has affected it. The sector is hoping for better times after two years of recession. The recent past (2013-17) saw record NPAs and restructuring request. Interest rates and liquidity remained tight. The RBI has extended the timeline for Basel III compliance and after long times, once again, it is in the process to issue new banking licenses to private sector entities.

Objectives

• The following objectives are formulated for the present study: -
• To find out various financial services and facilities offered by the public and private sector banks.
• To evaluate and compare financial and fiscal performance and Investment and Management efficiency as well as profitability of select Banks through ratios.

Topic Covered

• Introduction
• Profile of SBI and HDFC Bank
• Financial Performance of SBI and HDFC Bank
• Major Findings, Suggestions and Conclusions
• References